Cyber Insurance

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Research

Jul 9, 2025

Beyond Technicalities: Assessing Cyber Risk by Incorporating Human Factors

Rising technology use and human interaction with cybersecurity systems heighten cyber risk. Firms focus on technical fixes, but human behaviors and firm culture are also critical factors. This report describes methods to assess and reduce cyber threats.
Research

Jun 9, 2025

Insuring Catastrophic Cyber Risk

In this report, the authors discuss the cyber insurance market, including its limitations, what a U.S. federal insurance response to managing catastrophic risk might be, and the implications of cybersecurity considerations.
Research

Apr 29, 2025

The Quantum Age and Its Impacts on the Civil Justice System

The authors evaluate the future impacts of quantum computing for insurers, law firms, courts, and regulatory agencies in the civil justice system with regard to potential implications for cryptography, liability and insurance, and privacy.
Research Summary

Apr 15, 2025

Integrating Commercial Space Services into the DoD Architecture: Understanding Operational and Policy Implications

This summary describes highlights from a congressionally directed study exploring implications from the use of commercial space services by the U.S. Department of Defense on space operations and the overall policy environment.
Research

Feb 11, 2025

Operational and Policy Implications of Integrating Commercial Space Services into U.S. Department of Defense Operations

In this congressionally directed report, the authors explore the implications of the use of commercial space services by the U.S. Department of Defense, such as impacts on space operations and the national and international policy environment.
Research

May 26, 2023

Enterprise Risk Management: How Do Firms Integrate Cyber Risk?

Cyber risk has attracted boardroom-level attention. However, many cyber incidents cost companies less than 1% of annual revenues. Therefore, we examine how companies integrate cyber risk into their enterprise risk management practices.
Research

Feb 18, 2021

Systemic Cyber Risk and Aggregate Impacts

High-profile attacks illustrate the potential for systemic cyber risk. We estimate the aggregate economic impact of firm-specific attacks finding potential large losses from downstream propagations.
Research

Jan 14, 2020

Embracing and Controlling Risk Dependency in Cyber-Insurance Policy Underwriting

This article highlights how cyber risk dependencies can be taken into consideration when underwriting cyber-insurance policies.
Article

Oct 23, 2019

Who's Responsible When Your Car Gets Hacked?

Cars are becoming “fast, heavy artificial intelligences on wheels,” a RAND report cautions, and that means they're becoming vulnerable. Potentially billions of dollars ride on the question of who has the legal responsibility to keep hackers from grabbing the wheel or cutting the brakes.
Research Summary

Jul 12, 2019

Hacked Autonomous Vehicles: Who May Be Liable for Damages? An Initial Investigation into How Civil Liability Systems Can Prepare

Existing civil liability law is flexible enough to address most hacked autonomous vehicle claims. Manufacturers and operators will need to stay abreast of attacks and take precautions to avoid similar attacks and reduce liability exposure.
Research

Jul 12, 2019

When Autonomous Vehicles Are Hacked, Who Is Liable?

The arrival of autonomous vehicles (AVs) on the roads will require policymakers, industry, and the public to adapt to the risk of hackers attacking these vehicles. RAND researchers explored the civil liability issues related to hacked AVs.
Research

Apr 30, 2019

Content Analysis of Cyber Insurance Policies: How Do Carriers Price Cyber Risk?

Thousands of data breaches occur each year with some costing millions of dollars. Consequently, cyber insurance has grown rapidly in the past decade. In this research, we conduct the first rigorous qualitative study of actual insurance policies.

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Cyber Insurance

Cyber Insurance

Related Topics

Explore RAND’s Work on this Topic

Error

Beyond Technicalities: Assessing Cyber Risk by Incorporating Human Factors

Insuring Catastrophic Cyber Risk

The Quantum Age and Its Impacts on the Civil Justice System

Integrating Commercial Space Services into the DoD Architecture: Understanding Operational and Policy Implications

Operational and Policy Implications of Integrating Commercial Space Services into U.S. Department of Defense Operations

Enterprise Risk Management: How Do Firms Integrate Cyber Risk?

Systemic Cyber Risk and Aggregate Impacts

Embracing and Controlling Risk Dependency in Cyber-Insurance Policy Underwriting

Who's Responsible When Your Car Gets Hacked?

Hacked Autonomous Vehicles: Who May Be Liable for Damages? An Initial Investigation into How Civil Liability Systems Can Prepare

When Autonomous Vehicles Are Hacked, Who Is Liable?

Content Analysis of Cyber Insurance Policies: How Do Carriers Price Cyber Risk?

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Cyber Insurance

Cyber Insurance

Related Topics

Explore RAND’s Work on this Topic

Error

Beyond Technicalities: Assessing Cyber Risk by Incorporating Human Factors

Insuring Catastrophic Cyber Risk

The Quantum Age and Its Impacts on the Civil Justice System

Integrating Commercial Space Services into the DoD Architecture: Understanding Operational and Policy Implications

Operational and Policy Implications of Integrating Commercial Space Services into U.S. Department of Defense Operations

Enterprise Risk Management: How Do Firms Integrate Cyber Risk?

Systemic Cyber Risk and Aggregate Impacts

Embracing and Controlling Risk Dependency in Cyber-Insurance Policy Underwriting

Who's Responsible When Your Car Gets Hacked?

Hacked Autonomous Vehicles: Who May Be Liable for Damages? An Initial Investigation into How Civil Liability Systems Can Prepare

When Autonomous Vehicles Are Hacked, Who Is Liable?

Content Analysis of Cyber Insurance Policies: How Do Carriers Price Cyber Risk?

Oops! An unexpected error has occurred.