RAND's divisions conduct research on a uniquely broad front for clients around the globe.
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Research
Jun 30, 2021
The objective of this study is to describe and validate two claims-based urgent care centers definitions.
Feb 12, 2021
Switching to a consumer-directed health plan is associated with reduced overall outpatient spending, but not with reduced spending on low-value healthcare services.
This study uses insurance claims data and changes in plan offerings within firms over time to estimate treatment effects of high-deductible plans on spending on 24 low-value services received in the outpatient setting.
Jan 22, 2021
This article examines this problem empirically, using a rich, national data set of closed automobile bodily injury claims.
Commentary
Apr 20, 2020
From closed courts to increased risk for first responders, the COVID-19 pandemic has introduced new challenges for the justice system. RAND research provides insights that may be helpful as decisionmakers try and address some of these issues.
Apr 10, 2020
Legislation has been introduced in several states that would require insurers to cover business interruption losses due to the COVID-19 outbreak. What are the advantages and disadvantages of such a law? If policymakers were to proceed with such an approach, then what design considerations should they keep in mind?
Dec 23, 2019
The authors explore how the expected value of workers' compensation benefits affects the likelihood of a settlement. They review the settlement process and analyze the relationship using a policy change to permanent disability benefits in Oregon.
Jul 24, 2019
Wildfires in California have caused and will likely continue to cause substantial losses for residents, businesses, and government agencies. It is important to distribute these losses in a manner that provides incentives to reduce their magnitude over time.
Nov 19, 2018
This paper examines the different types of health care liens and trends in prevalence, as well as how liens have changed the landscape of claim resolution.
Research Summary
Nov 22, 2016
The Affordable Care Act's expansion of coverage for people under age 26 led to a 1-percent reduction in uninsurance, equating to a 0.8-percent decrease in workers' compensation claim frequency, and a roughly 1-percent decrease in overall claim costs.
Aug 25, 2016
This report supports the California Division of Workers' Compensation's efforts to establish a drug formulary by comparing existing workers' compensation formularies and analyzing options for designing and implementing the formulary.
Mar 9, 2015
The cyber insurance industry can play a critical role in informing corporations about effective security controls, monitoring the use of those controls, and therefore help reduce the probability and magnitude of breaches. But it may be squandering this opportunity.
