After the Los Angeles Wildfires

Implications for Risk Mitigation, Compensation, and the Insurance Market

Lloyd Dixon, James M. Anderson, Jamie Morikawa

Expert InsightsPublished Aug 19, 2025

In March 2025, RAND convened a broad set of experts to discuss the implications of the Los Angeles wildfires on insurance, the role insurance can play in mitigation and resilience, and how best to resolve post-event disputes. In this paper, the authors summarize themes that were raised in the discussion and identify research and analysis that could help improve the institutions and systems that address growing wildfire risk.

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Dixon, Lloyd, James M. Anderson, and Jamie Morikawa, After the Los Angeles Wildfires: Implications for Risk Mitigation, Compensation, and the Insurance Market. Santa Monica, CA: RAND Corporation, 2025. https://www.rand.org/pubs/conf_proceedings/CFA3937-1.html.
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